The meaning of the sentence, "By accepting compensation from the Fund, I therefore assign my claim against the bank or bankruptcy estate concerned to the Fund in respect of the amount compensated" is following. If a customer had more than EUR 20.887 on his bank account, when the bank was, in the opinion of the Financial Supervisory Authority, unable to render payment to customers, then he can claim EUR 20.887 from the fund and keeps his right to claim the remaining amount from the bank. E.g. if a customer had a balance of EUR 40.000 he can claim EUR 20.887 from the fund and claim the remaining amount from the bank or the bankruptcy estate concerned.